Quantities limited. Available only at participating Kia dealers. Contact your local Kia dealer for availability. 0% Annual Percentage Rate (APR) up to 60 months. $16.67 per month per $1000 financed at 60 months. 0.9% Annual Percentage Rate (APR) up to 66 months. $15.54 per month per $1000 financed at 66 months. 1.9% Annual Percentage Rate (APR) up to 72 months. $14.71 per month per $1000 financed at 72 months. APR financing available, subject to credit approval by Kia Motors Finance (KMF), through KMF, to very well qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. No down payment required. Must take delivery from a participating dealer and from retail stock from 12/4/2018 to 1/2/2019. New vehicles only. This incentive is a limited time offer on eligible Kia vehicles and may not be combined with other special offers except where specified. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details on these special offers. Finance contract must be signed and dated no later than 1/2/2019.

Quantities limited. Available only at participating Kia dealers. Contact your local Kia dealer for availability. 4.2% Annual Percentage Rate (APR) up to 84 months. $13.76 per month per $1000 financed at 84 months. APR financing available, subject to credit approval by Kia Motors Finance (KMF), through KMF, to very well qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. No down payment required. Must take delivery from a participating dealer and from retail stock from 12/5/2018 to 1/2/2019. New vehicles only. This incentive is a limited time offer on eligible Kia vehicles and may not be combined with other special offers except where specified. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details on these special offers. Finance contract must be signed and dated no later than 1/2/2019.

Cash back from Kia Motors America, Inc (KMA).Must take delivery from a participating dealer and from retail stock from 12/4/2018 to 1/2/2019. Cash back offer when you purchase a new 2019 Optima and may not be combined with finance or lease offers from Kia Motors Finance. This incentive is a limited time offer on eligible Kia vehicles. Not all incentive programs are compatible. See dealer for details.

Closed-end lease based on new 2019 Optima (Model #53222) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,438 due at lease signing including $179 first monthly payment, $2,608.33 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $7,555. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $13,339.20. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to Optima (MSRP $23,820, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer.Must take delivery from retail stock by 1/2/2019. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com.

*Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY.

*WI termination fee: The amount of the base monthly lease payment or $400, whichever is less.

*CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less.

*IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less.

Closed-end lease based on new 2019 Optima (Model #53222) subject to credit approval, dealer participation, and vehicle availability. Offer shown based on $3,326 due at lease signing including $189 first monthly payment, $2,486.72 capitalized cost reduction, $650 acquisition fee, plus tax, title, license and registration fees, dealer conveyance fee, processing fee or optional service fee and any emission testing charge. No security deposit required. Offer shown total lease payments are $9,941. Actual payments may vary. Purchase option at lease-end for offer shown of residual value of $12,386.40. Lessee is responsible for insurance, maintenance, repairs, $.20 per mile over 12,000 miles/year, excess wear, and a $400 termination fee*. Lease offer applies to Optima (MSRP $23,820, includes freight, and excludes taxes, title, license, additional options and retailer charges). Actual prices set by dealer.Must take delivery from retail stock by 1/2/2019. Dealer contribution may vary and could affect actual lease payment. See dealer for warranty and lease details or go to kia.com.

*Termination fee for all states except CO, IN, IA, KS, ME, OK, SC, WI, WV & WY.

*WI termination fee: The amount of the base monthly lease payment or $400, whichever is less.

*CO, IA, KS, ME, OK, WV & WY termination fee: The amount of two times the base monthly lease payment or $400, whichever is less.

*IN & SC termination fee: The amount of three times the base monthly lease payment or $400, whichever is less.

Customers eligible for the Kia Motors America, Inc. ("KMA") Military Specialty Incentive Program must be an active member of, honorably discharged from, retired from, or on disability with the United States Armed Forces or Reserves (includes those that have “national” status from another country and are serving in the United States military) or the spouse of the eligible participant. Eligible customers or his or her spouse must provide a copy of one of the following to a Kia dealer at the time of purchase: a current Earning Statement, a copy of the honorable discharge papers, a bank statement indicating a pension or disability earnings from the United States Armed Forces, or an official document indicating future pension eligibility. Military ID is not a sufficient form of proof of eligibility. If eligible customer is a spouse of participant, proof must be provided of the spousal status by providing proof of marriage (marriage certificate).Applies to new vehicles purchased or leased between 12/4/2018 - 1/2/2019. Customer is only eligible for a total of two (2) Specialty Incentives during a calendar year. This offer may be combined in addition to certain other incentives offered by KMA. See dealer for details. Not all incentive programs are compatible. This incentive is a limited time offer on eligible Kia vehicles. No cash value. Additional terms and conditions apply. See your participating dealer for more details. All matters of program eligibility and qualification will be resolved by KMA in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring obligations.

Customers eligible for the Kia Motors America, Inc. ("KMA") Military Specialty Incentive Program must be an active member of, honorably discharged from, retired from, or on disability with the United States Armed Forces or Reserves (includes those that have “national” status from another country and are serving in the United States military) or the spouse of the eligible participant. Eligible customers or his or her spouse must provide a copy of one of the following to a Kia dealer at the time of purchase: a current Earning Statement, a copy of the honorable discharge papers, a bank statement indicating a pension or disability earnings from the United States Armed Forces, or an official document indicating future pension eligibility. Military ID is not a sufficient form of proof of eligibility. If eligible customer is a spouse of participant, proof must be provided of the spousal status by providing proof of marriage (marriage certificate).Applies to new vehicles purchased or leased between 12/4/2018 - 1/2/2019. Customer is only eligible for a total of two (2) Specialty Incentives during a calendar year. This offer may be combined in addition to certain other incentives offered by KMA. See dealer for details. Not all incentive programs are compatible. This incentive is a limited time offer on eligible Kia vehicles. No cash value. Additional terms and conditions apply. See your participating dealer for more details. All matters of program eligibility and qualification will be resolved by KMA in its sole discretion, and KMA reserves the right to change product and program specifications at any time without incurring obligations.